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BUSINESS FINANCE

Secured Small Business Loans

Hamilton Wood & Company helps forward-thinking businesses unlock value, reduce risk and support sustainable growth through R&D; tax credits, property capital allowances and business finance.

Check Your Secured Funding Options
Speak to a Commercial Finance Specialists

UK-wide support

Commercial finance expertise

Secured funding options

Clear application support

Business asset-backed borrowing

Could secured finance unlock greater borrowing power?

Secured business loans use eligible business assets as security, which can often support higher borrowing amounts over longer terms. The exact amount you can borrow will depend on your business position and the value and type of security offered.

  • Larger borrowing potential
  • Much more favourable terms available
  • Borrow more money for less of a cost
  • Flexible for many business purposes
  • Terms vary by lender and circumstances
  • Suitable asset security required
  • Affordability and repayments still matter

The right security could help your business unlock the funding it needs to grow.

What can be used to secure a great deal business loan?

Lenders will consider a range of assets that your business owns and uses.

  • Commercial property
  • Machinery and equipment
  • Vehicles and plant
  • Stock and inventory
  • Other suitable business assets
Explore Your Options

What can secured business finance be used for?

  • Business expansion and growth
  • Purchase of equipment and machinery
  • Working capital and cash flow support
  • Stock and inventory funding
  • Recruitment and team growth
  • Business acquisitions
  • Property improvement and development
  • Refinancing appropriate existing borrowing

Secured vs unsecured business loans

Secured Finance

Unsecured finance

  • Security provided against business assets
  • Access a lower cost of borring
  • Potentially larger borrowing amounts
  • Longer terms may be available
  • Asset at risk if repayment not met
  • No conventional asset security required
  • Often smaller facilities available
  • Cost of borrowing is typically higher
  • Term of loan may be shorter
  • Personal guarantees may still apply

Looking for funding secured against business assets?

Let our commercial finance specialists find the right secured loan options for you.

Check Your Options

or call 0161 841 1806

What do secured business loan lenders assess?

Secured Finance

  • Trading history and performance
  • Turnover and profitability
  • Cash flow and affordability
  • Existing borrowing commitments

Unsecured finance

  • Type of asset offered as security
  • Existing charges or liabilities on asset
  • Overall loan to value position
  • Personal guarantees may still apply

How Hamilton Wood & Company supports your application

Who we help

Our secured finance solutions support a wide range of UK businesses across different sectors and growth strategies

Established SME's

Established SME's

Established SME's

Established SME's

Established SME's

Established SME's

Funding Review

We review your needs, assets and business goals

Lender Search

We match you and your business with suitable lenders

Application Support

We prepare and submit a strong application

Offer & Completion Support

We manage the process through to completion

Common Questions

Your business finance queries answered clearly.
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We provide various commercial finance options, including term loans, invoice financing, and asset-based lending, tailored to meet your business needs. Our expert team is ready to help you determine the most suitable option.

The speed of funding can vary based on the loan type and your specific situation. Generally, we aim for a swift process, often disbursing funds within a few days after approval.

Eligibility largely depends on your business type, financial health, and the loan amount requested. To get started, we encourage you to reach out for a detailed assessment.

Yes, your credit history plays a role in the assessment of your application. However, we look at the full picture and encourage boosts from various strengths in your business.

You can apply online through our website, or contact us directly. Our team will guide you through each step, ensuring all needed information is provided for a smooth application process.

Find the right secured funding route for your business

Start your free funding or refinancing review today

Check Your Secured Options

or call 0161 841 1806